Investing on treasury bonds remains one of the best alternatives for individuals, thanks to the interest rates that they offer, as opposed to the interest rate offered by banks on saving accounts. This is indicated by the latest figures issued by the ministry of Finance, according to which, interest rates on government bonds had higher interest rates during the first months of the year. The biggest increase was registered by 3 year maturity bonds.
Its interest rate was 1.05% higher than the interest rate registered at the end of 2017. Meanwhile, as far as 2 year maturity bonds are concerned, their interest rate grew by 0.33% in the first quarter of 2018 compared to the same period a year ago. On the other hand, interest rates on 7 year maturity bonds saw an increase of 0.5%. These figures seem to indicate that people continue to consider government T-bills and bonds as a profitable investment. Let us not forget that a while ago, the Bank of Albania announced a reduction of the base interest rate for the domestic currency by 0.25%. This is expected to have an impact on the reduction of interest rates on deposits and also on the decision to choose them as a form of investment.